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Peturance

Advice

Pet insurance, explained

How pet insurance works, what it covers, and how to choose, written for New Yorkers.

A dog owner reading paperwork at home with their dog
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How pet insurance works, in plain English

Premiums, deductibles, reimbursement and limits: the five terms that decide what you pay and what you get back.

A dog resting on a couch in a New York apartment
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Is pet insurance worth it in NYC?

One emergency in NYC can cost more than a year of premiums. Here’s an honest way to decide.

A person holding a vet invoice and a phone
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Deductibles, reimbursement and annual limits, explained

Three settings decide what you pay and what you get back. A worked example makes it simple.

A cat relaxing by a window in a New York apartment
Insurance Draft

Is pet insurance worth it for indoor cats?

Only about 2% of U.S. cats are insured, but indoor cats still face costly illnesses. Here’s how to decide.